And like you, I'd certainly be willing to listen. However, I happen to be one that is pleased with ACA. Since becoming law my BCBS stabilized for the first time in over a decade, without the annual reevaluation, cost increase and benefits reduction. And I happen to live in the same state cited in BB's thread, whose CEO was whining about sustainability....ACA ain't perfect and will likely require some tweaking but the system it replaced was MUCH worse!...